buying your home with
Cheryl Vansickle
Buying a home is a significant achievement! With homeownership comes a sense of security, comfort, and stability. It may seem like an intimidating and challenging feat, but the benefits that come with owning your residential property are worth it!
It’s normal to have questions and reservations. The more you know about the home buying process, the less overwhelming it will be. That’s precisely why we have prepared this guide for you!
01
let’s get right into the
Benefits of Owning a Home
ownership pride
Before anything else, think about the freedom and flexibility you’ll enjoy after buying your own home. You can paint your favorite color walls, attach permanent fixtures, and decorate the house as per your taste!
control over costs
The expenses related to homeownership do not increase in large amounts. You may be able to control these costs by opting for a fixed-rate home loan.
building equity
Equity refers to the amount of the value of your property. As the value of your home increases, so will your equity.When you own a property, you can access your equity by borrowing on top of it or redrawing your loan. You can then use this amount for home renovation, buying a car, etc.
increase in property value
Over time, the value of your property can appreciate substantially. Although this may depend on factors such as the economy, location, and home condition, it is essential to get the right real estate agent to advise you on these factors.
02
six steps for making a strong
Offer on Your New Home
finding the perfect home
Once you think you’ve found an offer-worthy home, make sure you consult with me and conduct thorough inspections and appraisals of the property.
assess your buying timeline
What’s your desired closing date? Which contingencies are you willing to offer? Smart home buyers offer a lower initial amount than they can afford to get leverage for negotiation.
deteremine feasability
Based on the cost of the property, determine if you can easily give the down payment. Find out the estimated monthly payment and see if it falls into your budget. Don’t forget about taxes, condo dues, insurance, and maintenance costs.
draft & submit your offer
Ask your agent to draft a purchase and sales document. Sign it before sending it to the seller. If the seller accepts your offer, this agreement will become legally binding.
run your comps
We will alway run comparables on every property. I will compare the property’s cost to the price of similar for-sale homes in the area to make sure it financially makes sense.
sign the sales contract
Once you and the seller agree on the price, negotiated repairs, inspection, and closing date, it’s time to seal the deal. The contract will be updated, and the property will officially be ‘under contract.’
The Questions
Is real estate your full-time job?
Do you work independently or with a team?
What company do you work for?
How much for your services?
Do you offer buyers and seller’s consultations?
What neighbourhoods do you have experience in?
What experience do you have in home buying?
Do you have references from past clients?
How many clients do you currently work with?
What is the best way to contact you?
03
are you ready to
Buy your home?
From finding the perfect space to final negotiations and closing day, there’s a lot that goes into buying a home. As an experienced agent, I’m here to help. Let’s get started.
First, fill out the form below. After that, you’ll be able to download my complete, free Home Buyer’s Guide to learn more about my personalized approach to the buying process.
05
connect with
CHERYL VANSICKLE
Cheryl Vansickle has been helping clients buy and sell real estate in Brantford & the surrounding area for over 20 years.
